Types of Investments

Today and tomorrow we will be watching a section of Dave Ramsey's video on Types of Investments and discussing what different types of investments mean.

First, check your Market Watch game here: http://www.marketwatch.com/game/khs2014 


Using Microsoft Word, answer the following questions:

Money Markets

• A C.D. is a __________ __ ___________, typically at a bank.
• Money market mutual funds are ____________ risk money market accounts with check writing privileges. 
• These are great for __________ _________.

Single Stocks

• Single stock investing carries an extremely _______ degree of risk.
• When you buy stock, you are buying a small piece of __________ in the company.
• Your return comes as the company increases in _________ or pays you, its owner, some of the profits (_______________).

Bonds

• A bond is a _________ instrument by which the company owes _______ money.
• Your return is the fluctuation in price and the _________ rate paid.  
• Few individuals do well with _______ _________ purchases.

Mutual Funds

• Investors pool their ___________ to invest.
• Portfolio managers manage the pool or ___________.
• Your __________ comes as the ____________ of the fund is increased.
• Mutual funds are good ____________ term investments.

Real Estate

• Least ________ consumer investment.
• You should have lots of ________ before using real estate as an ______________.

Annuities

• Annuities are _______ accounts with an _________ company.
• _______ annuities are at a low interest rate of around 5%, aren't really fixed, and are a ________ investment.
• _______ annuities are mutual funds sheltered by the annuity covering, thereby allowing the mutual fund to grow tax-deferred.

Horrible Investments

• Gold
• _______ & Futures
• Day __________
• Viaticals